HLB is now having FD promo for CNY period, which is from now till end of February.
Promo rate is valid for 6months and 12months. Interest will be credited in 6months duration, i.e. 12months FD will get twice interest per placement. For senior citizens will still entitled for monthly interest.
Please note, this promotion needs you to have CASA in HLB.
For comparison purpose, :
This year, UOB is giving a birthday reward to the cardmembers. It is pretty interesting one. If you are one of them, you should really take a look.
UOB is now offering Double Airmiles redemption on your birthday month. Though, it has a capping on this double redemption, limited to 6,000 airmiles.
If you wish to convert more, the remaining will be as normal redemption rate.
Let’s use Enrich Miles for calculation. If your spending is local, your conversion rate is halved from RM7/EM to RM3.50/EM. If your spending is in foreign currency (overseas or online purchase in foreign currency), your conversion is now halved from RM1.40/EM to RM0.70/EM.
So, if you are to compare with other cards:
| UOB V.I. birthday bonus | : RM0.70/EM (forex) |
| HSBC Premier Travel | : RM0.909/EM (forex) |
| MB2C Premier | : RM0.954/EM (full 5xTP) |
| Ambank WMC | : RM1.00/EM (5x, on overseas only) |
| HSBC Visa Platinum/ Signature | : RM1.3125/EM (full 8x) |
| UOB V.I. (usual rate) | : RM1.40/EM (forex) |
| HLB Sutera | : RM1.67/EM (full 6x) |
| Citi Rewards Platinum/Signature | : RM1.70/EM (full 5x) |
| HLB V.I. | : RM1.80/EM (forex) |
| HSBC Visa Platinum/Signature | : RM2.10/EM (full 5x) |
| MB2C Platinum/Gold | : RM2.12/EM (full 5xTP) |
| Citi PremierMiles | : RM2.25/EM (forex) |
| MB2C Premier | : RM2.385/EM (2xTP, local) |
| HLB V.I. | : RM2.80/EM (local) |
| HLB Sutera | : RM3.34/EM (3x, dining/WKND) |
| HSBC Premier Travel | : RM4.00/EM (local) |
| Citi PremierMiles | : RM4.50/EM (local) |
Even though each of them has different conversion rate, but each of them have their strengths and weakness. We shall leave the comparison to other post.
If you are not spending much (or did not even bother) this card, perhaps, you can consider, spend it upto RM4,200 (if you are going for Enrich Miles, RM3,900 if KrisFlyer, RM3,600 if AsiaMiles) after currency conversion (be it overseas retail or online spending in foreign currency) before your birthday month.
Remember, you are to only able to get double redemption on your birthday month. If you spend on your birthday month to get enough points, you won’t have enough time to do the redemption. So, please take note.
Well, UOB is having a good move this year on this V.I. card’s Privilege. Hope they retain this as their another attractive benefits following after the free 4 or 6 entry/year to Plaza Premium Lounge. Even better by increasing the double redemption limit.
RHB FD promo, 4.25%p.a. for 13mth, min placement 25k.
but, upon placement, you need to have 20k in your CASA. So, after that you can just move your that 20k to other FD as preferred below:
Ambank rate is here. Well, it is pretty much extended from December 2017.
12mth for 4.2%p.a., fresh fund, min 10k.
anyhow, it is slightly better than UOB, 4.08%p.a. 12mth, but you can’t enjoy monthly interest (if you are not elderly).
Or, if you do have HLB account, go for it by this week, 4.2018%p.a. 6mth and min 1k only. monthly interest too.
Morning folks.
UOB rate is here. Well, rather than saying it is promo, it is more of like it is written, preferential rate…
4mth 3.7%pa
7mth 3.95%pa
12mth 4.08%pa
Meantime, better rate is available at :
Ambank : 12mth 4.2% (min 10k)
HLB e-FD: 6mth 4.2018% (min 1k)
Latest update: now UOB has updated promo with 12mth, now 4.2%p.a.
Hello guys. Happy 2018!
As a welcome to 2018, HLB is giving us promotion on e-FD, 4.2018% for 6 months. as previous month’s e-FD promo, min placement is RM1,000.
e-FD 4.2018%p.a. 6months
min placement RM1,000
criteria: FPX transfer
promotion ends: 7th of January
PROXMATOR 